Saturday, 3 November 2012

Where to sign up for dual enrollment

By Ronald Howard


The issue of big government vs. Medicare is not going away anytime soon, in fact it could be said that along with the economy and that of creating jobs, Medicare is at the top of the discussion board when it comes to the Presidential debates. Florida Sen. Marco Rubio says that "Mitt Romney and Paul Ryan get it: Medicare is going broke... it's not politics, its math." On the other side the Obama campaign also weighs in on Medicare telling the American people that "Barack Obama will protect your guaranteed benefits and will not allow Medicare to become a voucher program."

When talking with seniors they have mentioned that enrollment many times is the biggest stumbling block. After years of experience, helping health plan members take advantage of government services such as Medicare Savings Programs , Golden Touch and the Low Income Subsidy through Altegra is maximizing their efforts to bring you- the EASE (Eligibility Assistance Screening & Enrollment); By being enrolled in these programs seniors will achieve the most health care savings.

In order to maximize efforts by their available resources, they have devised a solution through the latest technology taking all health-related social and government programs available to the population, storing them in a database, running members (or potential members) through a brief interview allowing the database to gather information from real time calculations of qualifying members for available programs.

Medicare is a crucial health insurance for seniors and those with disabilities; Dual eligible's are Medicare beneficiaries who also qualify for some level of Medicaid enrollment where they may be eligible for full or partial Medicaid, often referred to as a Medicare Savings Program , unfortunately dual enrollment levels are generally low which is a tragedy as members could qualify for reduced co-payments and co-insurance for medical care and prescriptions if enrolled in these programs. These additional resources and potential cost savings have a substantial impact on a member's continuity of care and quality of life; they recognize this and the fact that nearly one-third of all Medicare Advantage members are dual eligible. Their eligibility and enrollment division administers dual eligible outreach and advocacy programs, helping its members complete the application process for enrollment into the Medicare savings Programs, Medicaid and other community assistance programs by means of direct mail, interactive voice response, inbound and outbound call centers, and in-home assistance, to efficiently reach all individuals.

Many people worry about their personal information getting out into a public forum for use, please know that this is impossible; they have the tightest security features on both the on-line applications as well as when you speak with a health advocate over the phone. The information required for the application process begins with simple, general questions such as your home state, home country, and date of birth. You will be asked about your lifestyle to help determine your need for pharmacy assistance programs, as well as a general income bracket question to help with low-income subsidy programs that you may also qualify for. You create your own log-in and password, all the information on your application is completely confidential, and used only for application purposes into the various social and government programs- all designed to help save you money. More often than not, when you are enrolled in programs such as State Medicare Savings Programs these programs will pay Medicare Parts A and B premiums, coinsurance and deductibles.

Programs such as Medicare Savings Advantage helps members apply for State Medicare Savings Programs that can help pay their Medicare Parts A and B premiums, coinsurance and deductible. When members qualify for dual enrollment in both the Medicare and Medicaid programs (including Medicare Savings Programs, which is a prerequisite for joining a dual eligible Special Needs Plan; Re-certification Management service helps members retain their dual enrollment status by helping members complete the annual re-determination or re-certification process (administered by their State's Medicaid administration).

Don't wait for the political debate on health care to be over before you start receiving the health benefits you qualify for now. Talk with a health advocate and start saving today while taking care of your health.




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